Eligibility, enrollment and waiting periods vary by plan and role. Please review the tabs below for details on each benefit type.

Medical, Dental, Vision, Life Insurance, AD&D, EAP and Long-Term Disability

Who’s Eligible:

Full-time associates, actively working 30 or more hours per week.

 

When Can I Enroll:

You MUST enroll within 30 days from your date of hire, status change or qualifying life event. If you do not enroll within the timeframe, you will not have benefits coverage, except for plans that are fully paid for by Silverado.

Enroll with UltiPro here >

Once you enroll, your benefits will remain in effect until the end of the plan year. You will not be able to make changes to your benefits until the next open enrollment period unless you experience a qualified life event such as marriage, divorce, birth, adoption.

 

Is There a Waiting Period:

  • Non-exempt hourly-paid associates (except nurses):
    The first day of the month after 60 days of service, following a 30-day orientation period.
  • Exempt salaried associates and nurses:
    The first day of the month after your start date.
  • Newly eligible associates (status changes) or qualifying events:
    The first day of the month after event date if the above waiting periods have been met.
Flexible Spending Account (FSA)

Who’s Eligible:

Dependent Care FSA: Full-time associates

Health Care FSA: Full-time associates not enrolled in Cigna Consumer Choice or Cigna Bronze

 

When Can I Enroll:

You MUST enroll within 30 days from your date of hire, status change or qualifying life event. If you do not enroll within the timeframe, you will not have benefits coverage, except for plans that are fully paid for by Silverado.

Enroll with UltiPro here >

Once you enroll, your benefits will remain in effect until the end of the plan year. You will not be able to make changes to your benefits until the next open enrollment period unless you experience a qualified life event such as marriage, divorce, birth, adoption.

 

Is There a Waiting Period:

  • Non-exempt hourly-paid associates (except nurses):
    The first day of the month after 60 days of service, following a 30-day orientation period.
  • Exempt salaried associates and nurses:
    The first day of the month after your start date.
  • Newly eligible associates (status changes) or qualifying events:
    The first day of the month after event date if the above waiting periods have been met.
Health Savings Account (HSA)

Who’s Eligible:

Full-time associates enrolled in Cigna Consumer Choice or Cigna Bronze.

 

When Can I Enroll:

You MUST enroll within 30 days from your date of hire, status change or qualifying life event. If you do not enroll within the timeframe, you will not have benefits coverage, except for plans that are fully paid for by Silverado.

Enroll with UltiPro here >

Once you enroll, your benefits will remain in effect until the end of the plan year. You will not be able to make changes to your benefits until the next open enrollment period unless you experience a qualified life event such as marriage, divorce, birth, adoption.

 

Is There a Waiting Period:

  • Non-exempt hourly-paid associates (except nurses):
    The first day of the month after 60 days of service, following a 30-day orientation period.
  • Exempt salaried associates and nurses:
    The first day of the month after your start date.
  • Newly eligible associates (status changes) or qualifying events:
    The first day of the month after event date if the above waiting periods have been met.
Voluntary Benefits: Accident Insurance, Critical Illness, Hospital Indemnity, Legal Insurance

Who’s Eligible:

Full and part-time associates.

 

When Can I Enroll:

You MUST enroll within 30 days from your date of hire, status change or qualifying life event. If you do not enroll within the timeframe, you will not have benefits coverage, except for plans that are fully paid for by Silverado.

Enroll with UltiPro here >

Once you enroll, your benefits will remain in effect until the end of the plan year. You will not be able to make changes to your benefits until the next open enrollment period unless you experience a qualified life event such as marriage, divorce, birth, adoption.

 

Is There a Waiting Period:

  • Non-exempt hourly-paid associates (except nurses):
    The first day of the month after 60 days of service, following a 30-day orientation period.
  • Exempt salaried associates and nurses:
    The first day of the month after your start date.
  • Newly eligible associates (status changes) or qualifying events:
    The first day of the month after event date if the above waiting periods have been met.
Voluntary Benefits: Care Support and Long-Term Care Resource

Who’s Eligible:

Full and part-time associates.

 

When Can I Enroll:

Can enroll at any time once eligible.

You must enroll at Silverado.LTCOptions.com or by calling (844) 299-8776.

 

Is There a Waiting Period:

No waiting period.

Voluntary Benefits: Auto, Home, Pet and Renters Insurance

Who’s Eligible:

Full and part-time associates.

 

When Can I Enroll:

Can enroll at any time once eligible.

You must enroll by calling MetLife at (800) 438-6388.

 

Is There a Waiting Period:

No waiting period.

401(k) Retirement

Who’s Eligible:

Full and part-time associates over age 18 years old.

 

When Can I Enroll:

Can enroll at any time once eligible.

You must enroll online at retiresmart.com

 

Is There a Waiting Period:

3 months

Silverado Educational Assistance

Who’s Eligible:

Full-time associates, actively working 30 or more hours per week.

 

When Can I Enroll:

Can enroll at any time once eligible.

You must enroll by completing application here and emailing educationalassistance@silverado.com for review and approval.

Visit the Educational Assistance FAQ page for more information.

 

Is There a Waiting Period:

6 months