A key part of your total health is good oral health. Silverado offers two dental plans through Cigna – the Dental PPO and the Dental HMO.
Dental PPO – Receive care from any dentist, but pay less when you go to in-network providers. This plan has an annual deductible and maximum benefit. Implants are now covered.
Dental HMO – Receive care from HMO dentists only. This plan has no deductible and there are fixed copays for non-preventive services. There is no annual maximum benefit.
For detailed plan summaries, click here.
| Dental PPO | Dental HMO | |
|---|---|---|
| Deductible | $50 per individual/$150 per family (waived for preventative care) |
N/A |
| Maximum Covered Expenses | $1,500 | N/A |
| Preventative Services | 100% | $5 |
| Basic Services | 80% | $10-$90 |
| Major Services | 50% | $60-$135 |
| Orthodontics | 50% | Children (up to age 19) $1,800 Adults $2,400 |
| Lifetime Orthodontia Maximum | $1,000 | N/A |
To view the complete copay schedule for the Dental HMO, click here.